Ani Naqvi on her survivor's guilt after the Boxing Day tsunami

Gasping for air as the raging black water tossed me around like a doll, I believed this was it – my life was ending. Then amid the chaos and terror, I had a moment of complete clarity.

'Remember this moment, you do not want to die,' a voice said inside my head.

It's now been 20 years since I came within seconds of death on a Sri Lankan beach during the most devastating tsunami on record. But despite the passing of time, my memories of that Boxing Day morning remain shockingly vivid.

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