High house prices and mortgage rates may have left many Americans questioning if it's the time to buy a house. But, some mortgage experts suggest strategic buyers can still get good deals on home loans.'The people that are buying right now are actually pretty smart,' said Jeff Scott of First Option Mortgage in Atlanta, .He claims that by shopping around for the right mortgage, increasing their down payments, and even by encouraging the seller to pay for a temporary mortgage rate buydown, now could still be the right time to buy.
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