Financial decision-making is sometimes associated with level-headedness and calculation. But psychologists emphasize that emotions like sadness, anger and fear have a powerful effect on our wallets. Years of academic research have suggested that people who are sad are likely to spend more, while anxious people tend to avoid risk.'Never make a financial decision if you're hungry, angry, lonely or tired,' Heather Pulier, a financial therapist and founder of , told DailyMail.com.
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