Most families might be forgiven for thinking a well-executed will is enough to ensure their fortune is handed over fairly to their heirs.But experts warn this is increasingly not the case as America's growing number of financial accounts risks invalidating their estate plans. For example, an individual may have a will that states their wealth should be divided between their children. But a long forgotten about form on a life insurance policy could list an ex-spouse as a beneficiary - sparking nasty legal battles.
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