Fashion editor Suzy Menkes recently called the ' use of the royal jewellery collection a 'disappointment', bemoaning that she wears its pieces only 'when she absolutely has to'.But Kate raiding the royal vault solely for occasions such as state banquets is a considered move. Her love of demi-fine and even costume jewellery — something previous royals would never wear — is all down to the 'Kate effect'.
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